Contact us today for a Free Inspection by an insurance specialist

HAVE YOUR STORM DAMAGE INSPECTED AT NO COST TO YOU!!

Did you know the majority of storm damage to your roof is not noticeable from the ground? Just because you don't see damage or are not leaking, does not mean you do not have enough damage to file an insurance claim. Midwestern storms are brutal so take action now. We will show you how.

Your insurance company will cover the cost to replace your roof if it meets their requirements as an insurable loss. A roof damaged by hail and high winds will inevitably lead to costly out of pocket expenses. We provide a no strings attached property inspection and will give you an honest assessment. If you have damage, we will take you step by step through the process of your insurance carrier covering your damage. We have it down to an exact science!

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Inspect Your Roof Annually!

Storm damaged roofs will deteriorate and ultimately fail if not repaired. Insurance companies allow only one year to file a claim due to storm damage. Avoid costly repairs by scheduling an inspection today.

OUR GUARANTEE:

FM Roofing & Exteriors is so confident our workmanship you will receive a 5 year workmanship warranty against leaks of our SHINGLE ROOFS and a 50 year warranty with our STONE COATED STEEL ROOFS.

Midwestern storms will damage your roof and it is nearly impossible to see the damage from the ground. The ‘granules’ are what protect your shingles from being exposed to the sun’s UV rays. Hail hits will cause granules break down causing roof leaks and further damage. Also, high winds blow shingles loose, therefore they will never re-seal. This also will cause your roof to leak.

If there is not significant damage on your roof to justify filing an insurance claim, we will let you know. This is our policy. We do not advise homeowners to file a claim on marginal damage. If there is substantial damage we will advise you. When we are certain there is a sufficient amount of hail hits, bruises, dimples, missing shingles, or creased shingles on your roof, we then are confident the insurance company will pay to replace your roof, less the cost of your deductible.

Storm Damage and Your Roof

Hail and Wind damage constitutes as and insurable loss. This loss is one that your insurance carrier is required to cover. It is your insurance carrier’s fiscal and legal obligation to return your property to the condition it was prior to the loss.

Most insurance companies have a one year limitation to file a claim.

Metro St Louis averages roughly 4 hail storms per year.

Storms producing winds that exceed 50 MPH are very common in the Midwest.

A new roof protects the investment of the insurance company.

Your insurance company does not want to pay for further interior damage if they can prevent it.

Illinois and Missouri are two states in which several insurance companies offer a premium discount if the insured has a new roof.

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(618) 628-1984

(314) 632-6723

Why FM Roofing & Exteriors?

✔ Licensed Roofing Contractor

The State of Illinois requires that roofing contractors are licensed. We are licensed and registered with the State of Illinois.

✔ Worker’s Compensation Insurance

Contractors are required to have worker’s compensation insurance for the installation crew. You will be provided with a certificate of insurance.

✔ General Liability Insurance

Contractors are required to have General Liability insurance. You will be provided with a certificate of insurance.

✔ Bonded

Illinois State Law requires all roofing contractors to be bonded. You will be provided with a certificate of our bond.

✔ Better Business Bureau

We score an A+ with the Better Business Bureau.

✔ Insurance Professionals

We are very well educated with how all insurance companies operate. We understand their processes and requirements and work as an advocate for you. We also have the same estimating software which all insurance companies use for setting their prices. We know their price guidelines and do not argue or negotiate price.

✔ Storm Professionals

FM Roofing & Exteriors has an entire division dedicated to the many severe storms we have in metro St. Louis. Our Catastrophe Team is trained and certified to inspect all storm damage and know exactly how to get the maximum funding for home restoration through your insurance

✔Permits

We follow all city codes and secure all necessary permits for your project.

✔ Physical Location

We have a brick and mortar physical location which has our office and showroom. 1309 W. HWY 50 in O’Fallon, IL (across from Sam's Club and Hardee's). Be careful of the contractor who has their office in their truck, home or apartment. Be very leery of a contractor who does not have the working capital to afford an office. How will these companies cover a warranty issue?

✔ Best Practices

FM Roofing & Exteriors follows industry standards for all of our applications. We follow manufacturer suggested procedures and the National Roofing Contractors Association (N.R.C.A.) guidelines for all our jobs.

✔ References

We will provide several references of happy customers and their addresses. Give them a call or take a drive by and see our finished projects. We really encourage you to check them out for yourself.

✔ Clear Communication

Our staff includes full time production specialists who are at your service should you have any questions or concerns about your job. We offer 24 hour emergency service.

✔ Ventilation Inspection

We understand the minimum square inches of ventilation that N.R.C.A. code requires. Homes should have at least 144 square inches of ventilation per 300 square feet of attic space, both for intake and for exhaust. This will prevent mold, keep insulation dry, and reduce heating and cooling costs. In addition we visually inspect all vents, making sure you do not have open vents and gable vents used in conjunction with a ridge vent.

✔ Free Architectural Upgrade

FM Roofing & Exteriors offers Atlas Corporation Pinnacle Series Architectural shingles as a free upgrade for all our restoration projects.

✔ Decking Assurance

Per N.R.C.A. guidelines, we visually inspect your home’s decking (sheathing) making sure there is a nail-able surface to fasten your felt paper and shingles to. Most insurance companies do not pay for this cost (decking), as it is usually not storm related. We add this to our contract so there are no surprises at the end of our projects.

✔Written Change Orders

FM Roofing & Exteriors uses a written change order format for all addendums to your project as required.

✔5 YEAR WORKMANSHIP WARRANTY

From 5 years to the date of installation, the roofing materials and accessories are warranted 100% to be free from workmanship defects that might result in leaking.

✔ Customer Respect Agreement with Senior Inspectors

Our Senior Inspectors sign an agreement stating that we will work in a respectful, polite, and professional manor. You have our word that we are professionals.

✔ Job-site Clean Up Standards

All of our installers pledge daily clean up. In addition, we have full time production staff whose sole responsibility is cleaning our job-sites after our installers have finished, ensuring your property will be in the same manner it was before we started your project.