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Illinois Roofing License # 104.015487

Illinois -

Missouri -

(618) 628-1984

(314) 632-6723

✔ Homeowner Storm Checklist

Damage to your home can be overwhelming. Don’t panic ... 

FM Roofing & Exteriors is at your service.  Here are a few tips that can help make the process of restoration less stressful:

1.)  When your home is hit by hail, high winds and/or severe storms, the first thing you should do is contact the FM Roofing & Exteriors Catastrophe Team if you suspect there is damage to your home. As insurance and storm specialists, FM Roofing & Exteriros will help you determine if there is enough damage to your home which would warrant filing a claim with your insurance provider. We will assist you with filing a claim, providing details that may be required. 

2.)  Subsequently, you should have your home protected from further damage by covering broken windows and damaged rooftops. FM Roofing & Exteriors will facilitate protecting the damaged portions of your residence that are exposed to the elements and susceptible to further damage. 

3.)  If you need to make temporary repairs to your home, and you do the work yourself, be sure to keep the receipts of any materials that you purchase to make these repairs. FM Roofing & Exteriors will make sure you are reimbursed by your insurance provider.

4.)  If any personal property has been damaged, hold on to the broken items so the insurance company can determine replacement cost and for verification. Make a list of each item, including its age, current value, model, make, and item number.

5.)  FM Roofing & Exteriors will work in conjunction with your insurance adjuster to assess the damage and to determine the scope of the work needed for repair.  We will agree with your insurance provider the cost of the work up front.  Meaning no arguing price.  We work directly off the insurance companies pricing and will agree with the numbers they provide. 

6.)  Out of pocket expense (deductible) is not paid until we are finished with your project and you are happy with our work. Your cost will be your insurance deductible or less, unless otherwise noted in writing. Should we run into additional expenditures during your restoration project, we work honestly with your insurance provider from beginning to end via supplemental invoicing.

7.)  If necessary, you may be entitled to temporary living expenses and housing if your home is considered uninhabitable due to a covered claim.  We will assist you as needed.

The FM Roofing & Exteriors Catastrophe Team only does insurance restoration projects. When your home is damaged, you can be confident FM Contracting will be at your side providing maximum service to you and your family.

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